India is a highly underpenetrated country in terms of insurance and most Indians are either uninsured or are underinsured. One of the reasons for low levels of insurance outreach is the customer's inability to pay the entire insurance premium upfront. As a result, people and enterprises suffer huge financial losses arising out of mishappenings, most of which are insurable. Our objective is to make insurance accessible to individuals, households, and enterprises. What do We do? With a view to encouraging the purchase of insurance policies by those who cannot pay premiums upfront and require installment facility, we have tied up with lenders which provide loans to such customers. On the other hand, we have partnered insurance companies in order to make financing of premiums a seamless experience for customers. How We Do It? In order to reach out to customers across the country, we have institutions and individuals as our channel partners. We have built a technology platform that handles end-to-end lending processes, including customer acquisition, servicing, process/data/document management, collections and interface with various stakeholders. Currently, financing of insurance premium is carried through our Business Associates using a B2B mobile app. Shortly, customers shall be able to apply and transact online through our portal and B2C mobile app. We are not a bank or an NBFC or an insurance intermediary.